Subrogation's Shaky Ground The U.S. Supreme Court ruled against an insurance carrier's attempt to enforce subrogation rights against a patient's liability settlement. The decision may force health insurers into a quandary on whether to pay, deny or indefinitely stall the release of medical benefits on injury-related claims. . . .more >>
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CASE STUDY: Suicide Denials A medical provider has received an insurance denial due to a policy exclusion for self-inflicted injury. The patient was treated in the emergency room for the injury and then transferred to psychiatric care. To review the correctness of this action, the provider’s office obtained a copy of the carrier’s policy exclusion. . . .more >>
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A Day Late and a Dollar Short Your business office missed the timely filing deadline by 30 days. The claim is filed and comes back denied. Now you have to make a decision - pursue the patient, write-off or appeal. . . .more >>
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United Healthcare Out of Network Payments to go to Patient in 2007 United Healthcare has announced a new national policy to discontinue direct payment to out of network providers. According to an article in the September 2006 issue of Private Payer News, the policy will be effective July 1, 2007. Under the “pay the enrollee program,” United Healthcare will. . . .more >>
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Using URAC To Curb Denials And Appeal Claims The American Accreditation Healthcare Commission/URAC has established rigorous standards for utilization review which many carriers must follow. The standards were developed to ensure that appropriately trained clinical personnel conduct and oversee a timely and responsive utilization review process and. . . .more >>
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Online URAC Resources In addition to AppealLettersOnline.com, the following websites contain useful information about assessing insurers for URAC compliance. . . .more >>
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This Costs an Arm and a Leg Medical pricing has never been under as much scrutiny as it currently is. Medicare, HMO's, worker's comp carriers and repricing companies all seem to have come up with a different rate to pay for the same procedure -- all without stepping foot into your office or facility. . . .more >>
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| You Have a VOB, Now Make 'Em Pay Managed care providers are slowly chipping away at the strength a verification of benefits holds during a claim appeal. Securing a verification of insurance benefits has long been the first step providers take to ensure payment of medical expenses. . . .more >>
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Requesting Fee Schedule Renegotiation This Fee Schedule Renegotiation Request letter easily initiates negotiations for fee schedule increases to offset ongoing investments in quality improvements. The letter provides some suggested wording which medical organizations can use to inform payers about quality of care initiatives and the need for fee schedule adjustments related to these efforts. . . .more >>
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Appealing Observation Level of Care Denials Under constant pressure to avoid unnecessary inpatient admission, observational care is growing in many regions. Further, many organizations are seeking ways to expand their observation care units to include more specialized personnel and equipment and intensive patient education programs.
Much attention has been given to the clinical management of the observation unit. It is equally important to make sure the financial management is continually improved. We've conducted a round-up of online articles related to effective observational care reimburseme. . . .more >>
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